The harsh reality is that the price of higher education is continuing to increase year after year. The idea of turning to private loans is even scarier — in fact, there is pretty much no situation in which you should ever take out private student loans. They come with extremely high interest rates, fees for late payments and other concerning features that make them less favorable to federal loans. And while the government may work with you on your repayment plan, private lenders have no sympathy — they are coming after you for that money one way or another. Whether you need a little help or a lot, there are tons of opportunities available to help you cover the cost of your education. It may take a little extra research and hard work, but in the long run, it is absolutely worth it to avoid graduating college with the burden of heavy debt.
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Founded in as an attempt to relocate Williams College by its then-president Zephaniah Swift Moore , Amherst is the third oldest institution of higher education in Massachusetts. Originally established as a men's college , Amherst became coeducational in Amherst is an exclusively undergraduate four-year institution; the school enrolled 1, students in fall Students choose courses from 38 major programs in an open curriculum  and are not required to study a core curriculum or fulfill any distribution requirements; students may also design their own interdisciplinary major. Amherst has historically had close relationships and rivalries with Williams College and Wesleyan University , which form the Little Three colleges.
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