The purpose of this paper is to provide a systematic literature review of the research published on financial inclusion FI and financial exclusion FE in developed countries using key terms and strict inclusion and exclusion criteria. In total, 52 papers were deemed to be relevant to the analysis. These works were critiqued using a framework that addressed geographical contexts, topics, methodologies and theoretical frameworks. This review highlights the uneven level of development of the academic debate between North America, the UK and continental Europe, and identifies the different theoretical frameworks that construe the body of literature in each region. In addition, the findings show the scant offer of work on the impact that the digital economy has on FE, as well as the reduced number of studies which have focused on certain vulnerable groups and the access to some financial services. The studies reviewed have not analyzed the specific needs of vulnerable groups while considering the different contexts and pathways to exclusion.
Financial Inclusion: A Literature Review of International Research
Skip to search form Skip to main content You are currently offline. Some features of the site may not work correctly. Corpus ID: Supply-side data and measurement for financial inclusion: a case study of Namibia. Samundengu Published Economics Appropriate measurement, data and information are c rucial pillars in facilitating the design of financial inclusion policies and interven tio s.
Systematized literature review on financial inclusion and exclusion in developed countries
Researchers in economic geography and urbanization seem to have contributed significantly to the growing literature on financial exclusion. The persistence of the problem despite efforts to combat it calls for innovative thinking on the part of marketing scholars and financial institutions on how to serve the unbanked. The review identifies gaps in the state of current research and provides direction for future research. As a literature review, originality is not an applicable criterion, however, the study provides value to the reader by bringing together disparate studies at one place and by pointing out gaps in the current state of research.
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